International travel can be an exciting adventure, but it can also bring many unpredictable medical situations if you should have an accident while you're abroad. We provide people of ALL COUNTRIES - U.S. citizens and non-U.S. citizens - with international insurance resources to ease the stress of an unfamiliar culture or medical system. Whether you need travel health and accident coverage for a vacation, or group coverage for employees in locations around the world, our site has a product to meet your needs. By utilizing our Travel Quote system we can quickly direct you to the plan that will best meet the accident and health insurance needs of your family or business while traveling abroad. The link above will lead you to product descriptions of the international medical plans we offer. You have the option of purchasing online or downloading an application and submitting the completed application via fax or mail.
Travel accident insurance is not just for individuals, students, or families that are traveling abroad. It is also for organizations or missionaries or business men or woman who will be out their home country for any amount of time.
United States citizens will discover that travel accident insurance is actually less than what medical insurance costs in the U.S. People who are not U.S. citizens find travel accident insurance an absolute necessity, especially when coming to America, without it, a foreigner in the US would most likely not receive the correct treatment should a serious condition occur.
Begin with your Travel Quote .
Don't forget to renew your Travel Insurance before you book a trip
Many people take out annual travel insurance either individually or for a couple or family. The great thing about this is that you have peace of mind and if you are taking holidays throughout the year you don't have to keep on buying new insurance. This is rather like when you take out an annual car hire excess insurance policy. The insurance provider would normally notify the policyholder that the policy is about to expire and if it is not renewed then cover will stop immediately. These reminders would either be by post or by email. People often leave it till the last minute or till after they have just booked a break for a few days away several weeks in advance. In the intervening period they would remember to renew the policy. What happens if you foreget, you have made a flight / ferry booking and have an accident before you travel? You are going to have a bit a problem. This occurred recently with someone I know where the flight was booked, it was not going to be till a month later, but the traveller forgot to renew or take out the family travel insurance. A week or so after the booking was made one of the family had an injury whilst playing cricket on a Saturday afternoon. Two days earlier the Travel insurance had expired and it looks like this person won't be able to fly in three weeks time because of the injury. This means that they will not be able to claim this time. Always renew your Travel Insurance when you get the reminder. It should then be effective from the date of renewal and if you make a holiday booking you should be covered. If you are making a holiday booking and you don't have an annual policy, make sure you immediately take out Travel Insurance cover. You never know what is around the corner and you could easily trip over your favourite garden gnome ten minutes after booking, injure your leg and not be able to get on the plane the following week.
